Accept payments from US and international customers quickly and easily with nutraceutical merchant accounts. Gain access to an extensive network of domestic and international banks to satisfy your processing needs. Diversify your nutraceutical merchant accounts to mitigate risk.

    • All Nutraceutical Merchants welcome
    • One-time & Recurring Payments
    • Sell online with API eCommerce interface
    • Securely enter MOTO transactions with a Virtual Terminal
    • Alternative payment methods to Increase Sales
    • Chargeback Prevention and Mitigation Services
    • Robust fraud prevention customizable to your requirements
    • Comprehensive cloud reporting
    • Level 1 PCI-DSS payment gateway safeguards your business

How to Apply for Your Nutra Merchant Account

Nutraceutical products merchant accounts are available for almost all product offerings including Anti-aging, blood sugar balancing, colon cleansers, dietary / hormonal supplements, immune system boosters, metabolic & musculoskeletal health products, nutritional beverages, skin care, sexual performance enhancers, stress management, vitamins & minerals, weight loss, and workout supplements.

High volume Nutra merchant accounts are our specialty. Get the processing capacity you need to manage & grow your business.

To get started, you submit an application form along with supporting documentation. You will be assigned a dedicated account manager who works with you to help ensure account approval. 

Supporting documents include payment processing history, proof of identity of the signer on the account, corporate or LLC articles, bank statements, product information, product fulfillment agreements with suppliers, and other relevant data to help underwriters get a full understanding of your business.  

Allow 3-5 business days for approval of US nutraceutical credit card processing accounts.  International Nutra merchant accounts take 7-14 days for approval.

Underwriting Nutraceutical Merchant Accounts

Our underwriters review the application file to determine the risk associated with processing payments for nutraceutical merchants.   The more information you provide to present your company in the best possible light, the better. 

A dedicated Nutraceutical merchant account specialist is assigned to you to guide you through the application process.  The goal is for you to obtain fast approval with the lowest possible rates. 

The first item the underwriting team looks at are the products being sold.  Ingredients are checked to confirm that all are legal to be sold in the countries where they are being offered.  Certain ingredients can be offered in some countries while not in others. 

Once the product ingredients are deemed acceptable, websites and marketing materials are examined to verify there are no unproven claims about the products being sold.  This is necessary since some nutraceutical companies were forced closed when government agencies discovered false and misleading marketing associated with products.  As a precaution, underwriters routinely confirm that nutraceutical merchants properly adhere to rules, regulatory guidelines, and operate legally.    

Processing history is reviewed as part of the underwriting process. If chargebacks are low, that’s great.  If they are higher, include an explanation as to the reason and what is being done to bring them under control.

Naturally, be sure that you have enough operating capital in your bank account to substantiate the processing volumes being requested.  This reassures the underwriting team that you have enough money to run the business and cover any chargeback risks associated with your nutraceutical merchant account.

Tips to Getting Your Nutraceutical Merchant Account Approved

Credit scores for the signer on the account are checked as part of the underwriting process.  If the signer does not have good credit, consider adding a co-signer to help account approval. 

Websites are carefully reviewed.  Be sure all links are working properly.  Privacy, refund, shipping, and other policies need to be prominently displayed. 

Emails & phone numbers are often contacted by our underwriting teams to be sure that adequate customer service is being provided.  During the application process, you will not know if an underwriter calls or writes since they appear to be simply another customer contacting you. 

Make sure all calls & emails are answered promptly.  If calls go to voice mail, identify the name of your company, and indicate when the caller can expect to hear back from you.  Use auto responders for email letting customers know you received the email and when a response will be sent.   Then respond as promised.

Our underwriting team will conduct internet searches for reviews on the company, products, and owners.  Do this yourself prior to submitting an application so you’ll know what’s out there.  Naturally, no company will have perfect reviews.  Still, if negative ones are uncovered, do your best to respond in a positive light and give your side of the story.  This helps demonstrate that you care about your customers. 

Nutraceutical merchants that follow these suggestions increase the likelihood of account approval.  And help you get the lowest rates, highest processing limits, and most flexible reserves

Why Nutraceutical Merchants Choose Us

Here’s some of the reasons nutraceutical merchants report for choosing Karma Payment Solutions as their payment processing provider.

Competitive Rates. Contact us today for a non-obligation rate quotation.

Fast Approvals.  Speed time to market with the processing capacity you require.

Chargeback Prevention & Mitigation.  Stop chargebacks before they occur.  If chargebacks happen, fight the ones you can win.

High Volume Processing.  Get the processing volume you need.  Establish a single high volume merchant account.  Or mitigate processing risk with multiple merchant accounts.  

Domestic & International Nutraceutical Merchant Accounts.  Great option for merchants with a global customer base.  Processing payments through banks in the regions where your customers live gives a huge boost to card approval rates. 

Accept One-Time & Recurring Payments.  Unlimited recurring billing plans are customizable to your business.  Convenient for customers.  Profitable for you.

Multiple Payment Options.  Accept credit & debit cards.  Add e-checks for sales lifts up to 30% from US buyers.  Add local “in-country” payment methods to get more sales from international buyers. 

Dedicated Service.  Highly trained customer service representatives understand your business and are committed to your success. 

PCI-DSS Level One Security.  Your nutraceutical payment gateway keeps your business safe while protecting sensitive consumer data. 

Fraud Protection.  Built in fraud fighting tools customizable to meet changing market conditions.  Quickly approve good orders, decline fraudulent ones, and set aside questionable orders for review.